Cheryl Reid

Loan Officer

NMLS# 284955

559-381-0033

cheryl@veromortgage.com

Blog

5 Tips for Buying a Home When Interest Rates are High

5 Tips for Buying a Home When Interest Rates are High

Buying a home may feel harder right now because of rising mortgage rates. But the truth is, with the right plan, you can still make it happen. Here are five practical steps that can help you purchase a home while keeping your costs down. 1. Consider Fixer

Apr 22, 2025 | Interest Rates

Why Hazard Insurance Matters When You’re Buying a Home

Why Hazard Insurance Matters When You’re Buying a Home

As you approach the finish line in your homebuying journey, you may come across something called hazard insurance in your closing documents. If you’re wondering what it is and why it’s required—don’t worry, you’re not alone.

Apr 15, 2025 | Purchasing a Home

Am I Too Young For a Mortgage?

Am I Too Young For a Mortgage?

Buying a home is often one of the biggest financial decisions you'll make in your life. It’s no surprise that the process can feel overwhelming, especially if you’re younger and just starting out. But how young is too young to get a mortgage?

Apr 08, 2025 | Purchasing a Home

The Pros & Cons of Buying a Foreclosure

The Pros & Cons of Buying a Foreclosure

Buying a foreclosure can seem like a great way to save money, but it's not without risks. Like any home purchase, foreclosures come with both advantages and challenges. Let’s break it down so you can decide if it’s the right move for you. What

Apr 01, 2025 | Purchasing a Home

VA Loans: Your Top Questions Answered

VA Loans: Your Top Questions Answered

If you're a service member, veteran, or surviving spouse, you may be eligible to use your VA loan benefits to buy a home. It's a great opportunity, but there are some important things you need to know before getting started. What Is a VA Loan? A VA loan i

Mar 25, 2025 | VA Loans

How to Challenge a Low Home Appraisal

How to Challenge a Low Home Appraisal

Selling your home is an exciting milestone, but a low appraisal can quickly throw a wrench in the process. If your appraisal comes in lower than expected, don’t panic—you may have options to challenge it and ensure your home is valued fairly.

Mar 18, 2025 | Purchasing a Home